jerrys@jerrysalyer.com

 

  CA Insurance Broker

        No. 0658353

    760 689-2020

 

   3667 Harvard Drive

  Oceanside, CA 92056

 

 

Looking For Better Coverage?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Rainy Days DO Come Sooner or Later!

There's NO time like NOW to prepare for unexpected illness, injury or life altering events.

 

Finding an expert to walk you through the process of choosing a health plan will ensure you receive the right coverage at a price you can afford.

 

Whether you're an individual, a family provider or a business owner, choosing the right health insurance  not only gives you peace of mind, it saves you money while providing the coverage you, your loved ones and employees all  need for that rainy day!

 

30 Years of Service

Jerry Salyer provides quality insurance and benefits management services in Oceanside, greater San Diego County and throughout California.

 

With 30 years of experience and continued education, Jerry knows the ever changing market ~ the BEST health plans from the merely adequate.

 

And it doesn't just stop there! Jerry cares about his clients. Once Jerry has helped you choose the coverage you need, he remains available to assist you with your health plan and life insurance needs.

 

State and Federal Regulations

As a licensed Broker, Jerry Salyer  knows and understands which state and federal regulations can expose your  business to serious liabilities. Jerry will help you make business related insurance decisions based upon sound knowledge of the law.

 

If you are a small to mid sized business and have been dissatisfied with your current Group Health Plan, or are shopping around for options to help cut your costs during the economic slow down, it's important to take your time and spare yourself from taking any unexpected risks. Jerry specializes in business health coverage and will assist you in finding better options to meet your current needs.

 

Family Health Plans

Protect Your Family and Your Budget

Choosing the right Health Plan for your family can be challenging at best! As your Family Health Plan Adviser, Jerry will put you on the right track by helping you define the specific needs of each family member to ensure your plan includes all  the right coverage.

 

This is most important when you're in the process of building your family - maternity care, infant and adolescent care are essential to meeting your needs. Or, perhaps you or a child has a pre-existing condition; Jerry will help you receive the coverage you need at prices your budget will allow.

 

 

Latest News 

In his effort to keep

his clients informed

Jerry Salyer has his eyes and ears on the current status of the Healthcare industry

and related  topics of interest to cunsumers.      

 

Individual Health Plans

Yes there are Affordable Health Plans for Individuals!

Choosing  the right strategy for managing your individual health plan will help you choose the right coverage, keep the cost at a minimum and  protect you for as long as you need.  Jerry  can show you strategies for keeping your costs down by choosing alternatives to managing your premiums.

 

If you need short term or temporary health insurance coverage for one to twelve months, call Jerry for his expertise today! 

 

Senior Health Plans

Medicare and Other Health Plan Choices

Health insurance decisions don't disappear when you or a relative become elegible for Medicare.

 

Medicare beneficiaries may need to choose a supplemental policy to ensure they are fully covered. As your Insurance Advisor, Jerry will assist you in understanding your Medicar and Medigap choices and will match you up with  coverage that's right for you.

 

Knowing who will take care of you and how you will be taken care of are key to making a sound decision and feeling secure about your future healthcare as a senior.

 

Business Health Plans

Affordable and Cost Effective Coverage for Your Employees

Choosing  the right health plan will not only protect your employees, it will preserve all the long hours and hard work you've invested in your business and, will give you peace of mind. 

 

The Small Group Insurance Policy offers a rich choice of plans for groups of 2 to 99 and is less costly than individual plans.

 

Jerry Salyer can match your California business with the best group health plans available at prices you can afford ~ is your current policy saving you money?

 

And for the "One Man" self employed business owner; Jerry can help you choose an affordable individual plan.

 

 

 

Life Insurance

 

 

 

 

 

 

 

 

 

 

 

 

Are Your Loved Ones and/or Special Interests Protected?

The best time to start life insurance coverage for your children is when they are young and in good health.

 

Are your children and loved ones  protected by Life Insurance in the event of your death? Unfortunately the answer to this question is either put-off until it is too late or is long over-due for consideration.  Investing in Life Insurance today is crucial to securing the future of your family.

 

If you own a business, support a foundation or any other interests and, wish to protect those who rely on your support, life insurance is for you!

 

Keeping Up with the Current Health Care Issues...

 

 

 

 

 

 

 

 

 

 

 

 

Job Loss and Healthcare; What is continuation coverage?

Each year, millions of people lose access to the health insurance they were offered through an employer (group health insurance coverage) due to a job change, divorce, job loss or other reason. Fortunately, many people are able to continue their group coverage, at least temporarily, through a continuation of coverage program.

 

Most people who are able to continue their group health insurance benefits are eligible to do so according to federal law called the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA).

 

However, COBRA does not apply to all employers, so many states have developed other continuation-of-coverage options for people who are not covered by COBRA. Also, many people leaving group insurance to buy individual health insurance privately have portability benefits required by another federal law. Find out about where you fit in and which options are available to you here...

 

See Jerry's NEWS page to learn more...